TELAAH KRITIS SISTEM PEMBIAYAAN BANK SYARI’AH

  • Ahmad Royani Institut Agama Islam Riyadlotul Mujahidin (IAIRM) Ngabar Ponorogo

Abstract

Syari'ah bank financing provides an opportunity for customers to be more professional in developing their business in the form of profit. Syari'ah Bank offers its financing products with the concept of profit sharing. Working capital financing products within a period of one year, and can be extended according to customer needs with the sale and purchase contract system, istisna al-salam, murabahah and ijarah. Investment financing is given to customers who need additional capital with musharakah, and mudharabah contracts. Product consumptive financing offered by banks is the ijarah contract, mudharabah contract, istisna contract and akad al-qard al-hasan (virtue loan) which are only to meet consumption needs, and will be used to meet those needs, not for later business needs. All forms of financing are managed based on shari'ah principles.

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Published
2018-06-12
How to Cite
ROYANI, Ahmad. TELAAH KRITIS SISTEM PEMBIAYAAN BANK SYARIAH. Ngabari: Jurnal Studi Islam dan Sosial, [S.l.], v. 11, n. 1, p. 37-50, june 2018. ISSN 2548-978X. Available at: <https://ejournal.iairm-ngabar.ac.id/index.php/Ngabari/article/view/28>. Date accessed: 26 nov. 2020.
Section
Articles